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Expert Mortgage Guidance
I've been in the mortgage business since 1997 — 29 years now — and I've seen every kind of market this industry can throw at you. I'm licensed in California (NMLS #255872, DRE #01235467), and I still approach every file the same way I did when I started: figure out what you actually need, then build the loan around that.
I don't sell rate. I sell a strategy — matching the right loan to your real financial picture and where you're headed, not just what closes fastest. That means straight answers, a process you can actually follow, and a broker who tells you what you need to hear, not just what you want to hear.
Expert Credentials
Our team is backed by rigorous industry standards and decades of professional excellence. We maintain the highest levels of compliance and expertise to ensure your mortgage journey is secure and successful.
NMLS #255872
Registered with the Nationwide Mortgage Licensing System and Registry (NMLS), ensuring compliance with federal and state regulations for a secure lending experience.
C2 Financial #135622
Registered with C2 Financial Corporation, providing access to a vast network of lenders across California.
Industry Recognition
Recognized as a Top Mortgage Broker by Mortgage Executive Magazine in 2018. This recognition highlights our commitment to excellence and client satisfaction.
29 Years Experience
Since April 1997, Erik Kinsley has been dedicated to providing expert mortgage guidance. Our team brings decades of collective knowledge to every transaction.
CA DRE #01235467
California Real Estate Broker License, maintaining the highest standards of ethical conduct and professional integrity.